Tipping Points II: Understanding the Impact of Household Debt on Growth

Abstract

Papers from the second joint Private Debt Project-Center for Household Financial Stability, St. Louis Federal Reserve Bank conference on household indebtedness and its consequences.

Special Conference: 

Tipping Points II:Understanding the Impact of Household Debt on Growth

June, 2017

New York, New York

The Private Debt Project and the Center for Household Financial Stability are proud to present the second of our “Tipping Points” conferences. While the first, June 2016, Tipping Points conference focused on the microeconomic and demographic aspects of American household debt, the 2017 conferences examines the macroeconomic questions surrounding household indebtness. Both conferences ask at what the “tipping point” is when debt goes from an engine of growth to a drag on it. 

I. Executive Summary

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Ray Boshara, Federal Reserve of St. Louis

II. “Household Debt at the Tipping Point: When and Why Does Household Borrowing Hurt the Economy?” 

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William Evans and Lowell R. Ricketts, The Federal Reserve of St. Louis 

III. “The Great American Debt Boom “1949-2013” 

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Moritz Schularick, Mortiz Khun, Ulrike I. Steins, The University of Bonn

IV. “The Real Effects of Household Debt in the Short and Long Run”

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Marco Jacopo Lombardi, The Bank of International Settlements 

V. “How Do Credit Supply Shocks Affect the Real Economy? Evidence from the United States in the 1980s” 

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Atif Mian, Princeton Univerity 

VI. Keynote Speaker Address: “The Evolving U.S. Economy and Household Debt”

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Karen Dynan, Peterson Institute for International Economics

VII. “Income Distribution, Household Debt, and Aggregate Demand: A Critical Assessment” 

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J.W. Mason, The John Jay College of Criminal Justice 

VIII. “Reversing the Tipping Point” 

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Barry Cynamon, Center for Household Financial Stability, Federal Reserve Bank of St. Louis